A 40-seat collections floor replaced in three weeks — with better numbers.
The problem
1.2 lakh EMI reminders a month through a BPO: 31% connect rates, ₹280 average cost per payment promise, QA coverage on barely 2% of calls, and a compliance near-miss when an agent went off-script with a delinquent borrower.
What we built
Speaksy graph agents in Hindi and Marathi, pin-code-mapped to regional accents. Propensity dialing re-ordered the queue by historical pick-up patterns. Complex hardship cases bridge live to a retained 6-person human team with full transcript context.
“Customers can't tell it's not a person. Our auditors can tell exactly what was said on every call. That combination didn't exist before.”
— Head of Collections, LoanKart
61%
lower cost per payment promise
88%
connect rate (from 31%)
100%
calls QA'd, zero compliance flags
3 weeks
from kickoff to full migration